Digital News

　　In Fujian, retired veteran Xu Chuanzong can enter scenic attractions free of charge simply by scanning his face at the gate. Office worker He Minna finds that applying for a business loan now requires fewer documents and that funds are received much faster. Engineer Lin Tao feels far more confident about the city’s flood prevention and drainage capacity during periods of heavy rainfall. Across Fujian, an expanding range of public data application scenarios is bringing growing convenience to daily life and production.

　　According to an official from the Fujian Provincial Data Administration, the province has now opened over 45,000 public data catalogs and made more than 10 billion data entries available, while promoting the rollout of over 300 public data application scenarios. Fujian has also established a pricing mechanism for the authorized operation of public data and completed a comprehensive policy framework for the market-oriented allocation of public data resources, covering registration and management, service provision, and pricing and charging, thus fully unlocking the value of public data resources.

　　How Can Public Data Be “Put into Motion” and “Put to Use”? Looking across China, during the 14th Five-Year Plan period, comprehensive reforms have been deepened to advance the market-oriented allocation of data elements. The development of data resource management systems and the utilization of data resources have reached a new level, and the building of Digital China has achieved remarkable results.

　　Optimizing Public Services

　　More Data Circulation, Fewer Trips for the Public

　　At the Sanfang Qixiang Historical and Cultural Block in Fuzhou, crowds of visitors fill the streets, creating a lively and bustling scene.

　　By opening a mobile mini-program, entering personal identification information, and authorizing veteran status verification with a single click, Xu Chuanzong is able to enter the scenic area free of charge. “I never expected that simply tapping on my phone would allow me to enter directly. It’s both convenient and heartwarming,” Xu said. “Compared with going to a service counter to show certificates, this saves a great deal of time.”

　　“There are large numbers of people eligible for tourism benefits, including veterans, preferential policy beneficiaries, people with disabilities, senior citizens, and students. During peak travel seasons, manual ticket counters face considerable pressure,” explained Su Wansheng, Director of the Cultural and Tourism Technical Innovation Center for Data Elementization at the Sanfang Qixiang Scenic Area.

　　To improve accessibility for these groups, the center launched the application “Certificate-Free Convenient Entry for Special Groups at Tourist Attractions” in 2025. Through the public data platform, the application accesses data from the provincial departments of Veterans Affairs, Human Resources and Social Security, the Disabled Persons’ Federation, and Education. After completing data authorization and verification on their phones, eligible visitors can enjoy preferential ticket policies in accordance with scenic area regulations, realizing truly “certificate-free entry.” At present, this certificate-free entry application has been piloted at 12 national 5A-level tourist attractions across Fujian Province. In 2025, it had served nearly 600,000 authenticated users.

　　“More data circulation means fewer trips for the public.” In the view of Liu Minjie, Deputy Director of the Fujian Provincial Data Administration, provided that information security is ensured, developing public data application scenarios tailored to different social service needs can significantly enhance convenience for the public.

　　Although Mr. Chen, now in his eighties, cannot use a smartphone, he has still benefited from the convenience brought by data circulation. Living in Nanping, he needs to travel to a hospital in Fuzhou every three weeks to obtain medication. “After completing the examinations at my local hospital and then coming to Fuzhou for medication, I can make the round trip in a single day and save on accommodation costs,” he said.

　　Before each prescription is issued, doctors adjust medication based on routine blood tests and liver and kidney function results, explained Zhang Guifeng, Chief Physician of the Department of Oncology at the Fuzhou University Affiliated Provincial Hospital and Mr. Chen’s attending physician. In the past, many non-local patients had to stay overnight while waiting for test results. In 2021, Fujian launched the Medical Examination and Test Result Mutual Recognition Information System, enabling many out-of-town patients to complete their examinations at local hospitals in advance and then bring the results to hospitals in Fuzhou for consultation and prescription. Since the system went online, 171 types of examination and test results have achieved mutual recognition, with 654 hospitals now participating in the program.

　　Promoting Financing Connectivity

　　Linking Banks and Enterprises, Accelerating Capital Flows

　　After logging into Fujian Financial Services Cloud Platform and entering the loan application page for specialized, refined, distinctive, and innovative enterprises, He Minna, Audit Manager of Fujian Acetron New Materials Co., Ltd., demonstrated the loan application process — filling in the requested amount, loan term, guarantee method, designated financial institution, and loan type.

　　“With one click of the submit button, our financing needs are published, and after the loan is approved, we can directly benefit from the interest rate after fiscal subsidies,” He Minna explained. In early 2025, the company obtained a 30-million-yuan, one-year unsecured loan from Industrial Bank through the Fujian Financial Services Cloud Platform to purchase raw materials. “In the past, we had to wait about a month, submit numerous supporting documents, and even reapply separately to the government for interest subsidies,” she said. “This time, the number of required documents was significantly reduced. From application to disbursement, it took only five working days, and after the subsidy, our financing costs dropped by 30 percent compared with before.”

　　When enterprises seek rapid access to financing, while financial institutions must conduct thorough risk assessments before extending credit, how can the needs of both sides be met?

　　“The key lies in using data to open up the information channels between banks and enterprises,” explained Chen Zhichao, Chairman of Fujian Financial Services Cloud Credit Reporting Co., Ltd. Taking the recently issued special loan program for specialized, refined, distinctive and innovative enterprises as an example, he noted that once the platform imports the official list of eligible enterprises, applicants’ qualifications can be verified instantly.

　　By integrating additional data sources to build evaluation models, the platform also provides decision-making support for financial institutions to grant credit and release funds rapidly.

　　“For small and micro enterprises, the process is very straightforward,” said Yang Chao, an official from the Inclusive Finance Department of the Fujian Rural Credit Union. “After logging into the application interface, enterprises only need to fill in basic information and authorize data access. Based on the data, we can quickly calculate their credit limit and conduct a comprehensive credit assessment. If an enterprise applies in the morning, it can receive the loan as early as that same afternoon.”

　　To better serve the financing needs of small and micro enterprises and individual business owners, the credit union has jointly developed the “Wei-e Loan” product with the Fujian Financial Services Cloud Platform. The system automatically generates credit recommendations by calling data from business registration, taxation, electricity usage, and social security records within the public data platform, providing an important basis for issuing unsecured credit loans.

　　“In the past, our account managers were busy every day collecting certificates from enterprises, going through approval procedures, and organizing credit files. Now, with the support of data-driven models, enterprises enjoy a much smoother experience, and our staff have more time to provide in-depth services to clients,” Yang Chao said. Since the pilot launch of the “Wei-e Loan” program, it has already served 142 clients, with an outstanding loan balance of approximately 137 million yuan.

　　“Based on the varying needs of financial institutions, we use public data to develop multiple enterprise credit evaluation models, enabling banks to dare to lend, be willing to lend, be able to lend, and know how to lend,” said Chen Zhichao. As of the end of December 2025, the Fujian Financial Services Cloud Platform had facilitated nearly 1.1 million enterprise financing transactions, with a total financing amount exceeding 1.57 trillion yuan, while financial institutions had accessed various types of credit reports more than 3.3 million times.

　　Supporting Urban Governance

　　Real-Time Data Collection and Smart Coordinated Dispatching

　　Public data has also become the “eyes” and “brain” of urban governance.

　　A set of comparative figures demonstrates the effectiveness of data-driven water management, as observed by Lin Tao, an engineer at the Fuzhou Urban Water System Integrated Dispatch Center.

　　When Typhoon Megi struck in 2016, the maximum 24-hour rainfall reached 241.2 mm, causing widespread urban flooding, with multiple residential communities and underground parking lots submerged. In contrast, during Typhoon Gaemi in 2024, the maximum 24-hour rainfall reached 327.5 mm, yet the city experienced almost no waterlogging throughout the rainfall period, and traffic continued to flow normally.

　　“In the past, water-related management responsibilities within the city were scattered across five different departments, each operating independently. When heavy rain occurred, operations depended on manual measurements, reporting, and experience-based decision-making, which was inefficient,” Lin explained. In 2017, Fuzhou integrated all water-related management agencies and established the Urban Water System Integrated Dispatch Center, transforming fragmented governance into coordinated management. At the same time, all water-related data were interconnected.

　　According to Xu Tao, Director of the Science and Information Division of the center, Fuzhou’s Urban Water System Scientific Scheduling System is now connected to 133 rainfall stations, 589 water quality and water level sensors, 750 road waterlogging monitoring points, and 1,604 drainage network water level monitoring points, while also sharing and integrating data from the meteorological, hydrological, water resources, and traffic police departments. This enables the city to monitor in real time the operating status of its key water systems. “Once water begins to accumulate on the roads, the system automatically triggers an alert, allowing nearby staff to arrive quickly for on-site response,” Xu said.

　　Real-time data enables rapid response, while historical data can be used to train big data–based predictive models, thereby supporting more informed decision-making.

　　“During sustained rainfall, it is essential not only to prevent downstream river backflow, but also to ensure the scientific discharge of upstream reservoirs,” Lin Tao explained. “Water system dispatching is a complex, system-wide task. Dynamically changing factors such as rainfall intensity and pipeline water levels all affect dispatch decisions.”

　　“With analytical models in place, once various real-time data are entered, we can predict river water level rises across different time periods,” Lin said. These models have played a critical role during multiple episodes of heavy rainfall in recent years.

　　Since the establishment of the coordinated drainage and dispatching mechanism, supported by integrated data collection and analysis, Fuzhou’s emergency response efficiency for urban drainage and flood control has increased by more than 50 percent, while the regulation and storage capacity of reservoirs, lakes, and rivers have improved by over 30 percent.

　　“Public data holds enormous economic and social value,” said Liu Minjie. During the 15th Five-Year Plan period, Fujian will establish data protection and utilization mechanisms tailored to local conditions, expand application scenarios, and enable data to unlock greater potential and benefit more stakeholders.